Example: If you earn S$1,750 a month, you could get a maximum loan of up to 4 times that amount or S$7,000. If you choose to repay it over 30 months, your monthly installment would be S$304.

Instalments are calculated at a monthly interest rate of 1.79% for loan amounts less than S$8,000 and 1.6% for loan amounts of S$8,000 and above.

Repayment options of 12, 18, 24, 30, 36, 42 and 48 months are also available.

The processing fee is calculated at 1.99% of the approved loan amount or S$65, whichever is higher.

Example: If you get a loan of S$7,000, the processing fee is S$139.30.

A non-GIRO administrative fee of S$1.85 + GST per month is chargeable. There will be no administrative fee for loans paid by GIRO.

You can enjoy the Payment Protector Basic ("PPB") for just an additional amount of 1.25% which covers the outstanding amount owing by you under the event of an Accidental Death, Terminal illness or Accidental Total & Permanent Disability.

Or, you can enjoy the Payment Protector Plus ("PPP") for just an additional amount of 1.85% which provides the same coverage as PPB and covers in the event that you are involuntarily retrenched from your current full-time employment for up to four (4) of your monthly Personal Loan repayment instalments.

Follow these steps and you could get the cash you need quickly.

1. Gather these documents:
NRIC
Latest computerised payslip, income tax, CPF Statement and 15-month CPF contribution (For salaried)
Past 2 years' Income Tax Statements (For self-employed)
Latest handphone bill or Singapore Power services bill
Latest bank statement
Credit Bureau Report (For income above S$30,000 per annum or credit card holders)

2. Meet with our ezyCash officers at selected Post Offices.

3. The money will be transferred directly into your bank account within 48 hours of approval.

Once we receive all the required documents, your loan will be processed within 5 working days, subject to our approval**.

** processing and disbursal times are on a best efforts basis. ezyCash is subject to GE Money's terms and conditions and credit assessment criteria.