Get cash at 4.8% p.a.* and receive a FREE gift! Promotion period: 20 Aug to 31 Oct 2008
	Free Samsonite Luggage (Model No. 216*155, Upright 55cm) worth S$240 with minimum fund transfer amount of S$8,000
Free Philips GoGear MP3 Player (Model No. SA2515) worth S$69 with minimum fund transfer amount of S$5,000
With PostLine fund transfer, you will get: Cash paid directly into your designated bank account on approval Cash to pay off outstanding balances on other credit cards or credit lines Low interest rate of just 4.8% p.a.* for 12 months Easy cash management with fixed monthly repayments Flexibility of paying just 3% of your outstanding balance or S$12, whichever is higher, instead of the full monthly repayment amount

Reduce interest payments immediately. Based on an outstanding balance of S$10,000 over a 12-month tenure, you will save 80% on interest payments Figures have been simplified for illustration purpose.

Withdraw & Redeem a FREE Gelare Sundae#!

Here’s how you can enjoy your sweet temptation in 3 easy options: Withdraw a minimum of S$800 with your PostLine ATM Card Issue a PostLine cheque of a minimum amount of S$800 Log in to Internet Banking and transfer a minimum amount of S$800 to your accounts with other banks

Upon making the minimum withdrawal with your PostLine account, simply SMS to 9828 8366 in the following format: WNR <space> Name of PostLine Accountholder <space> NRIC <space> Amount withdrawn (e.g. WNR Peter Ng S7061888A S$950)

*PostLine Fund Transfer Terms and Conditions

1. Promotion is only valid for customers who apply for PostLine fund transfer by 31 Oct 2008.
2. Preferential interest rate of 4.8% p.a. is calculated on a front end add-on basis. Effective interest rate is at 8.75% p.a.
3. A processing fee of 1.0% of approved fund transfer amount applies.
4. Upon completion of your PostLine fund transfer tenure, the PostLine prevailing interest rate will apply.
5. PostLine fund transfer interest rate is only applicable to the approved fund transfer amount.
6. The fund transfer tenure is 12 months and the approved fund transfer amount will be billed over 12 monthly instalments.
7. The minimum instalment payment is 3% of the outstanding balance or S$12, whichever is higher. The prevailing interest rate of 17.28% p.a. will also be imposed on any unpaid portion of the outstanding balance and any unpaid portion of the fund transfer instalment.
8. Only 1 PostLine fund transfer can be in effect at any one point in time. The minimum fund transfer amount is S$3,000.
9. Disbursed fund transfer amount will be rounded down to the nearest hundred. The total fund transfer amount shall not exceed 90% of the available credit limit on the PostLine account at the time of application.
10. An early repayment fee of S$150 is applicable if the PostLine fund transfer is terminated or if the Customer makes early repayment of the PostLine fund transfer before expiry of the PostLine fund transfer tenure.
11. To initiate early repayment before expiry of the PostLine fund transfer tenure, the Customer shall inform ABN AMRO of such repayment in writing. Otherwise, monthly instalments will continue to be effected.
12. The PostLine account must be kept in good standing as will be determined by the Bank from time to time throughout the tenure.
13. The Bank may vary the interest rate chargeable, the basis of calculation of interest rates, fees, charges at any time at the Bank’s sole discretion without any notice and without giving any reason therefore.
14. The Bank reserves the right to vary/amend the offer and/or terms and conditions of the PostLine fund transfer at any time without prior notice.
15. Free Philips MP3 Player is applicable to minimum approved fund transfer amount of S$5,000, while stocks last.
16. Free Samsonite Luggage is applicable to minimum approved fund transfer amount of S$8,000, while stocks last.
17. Eligible customers may only redeem a maximum of 1 item.
18. The redemption gift is not exchangeable for cash, credit or kind. Redemptions are on a first-come-first-serve basis.
19. The Bank is not an agent of the merchant and/or vendor listed in this Promotion and will not be responsible for the quality, merchantability or fitness for purpose of the items in this Promotion.
20. The Bank will not be responsible and liable to the Customer for any loss, cost and/or damages of any kind resulting from the application and participation of the Customer from this Promotion.
21. The Customer shall indemnify the Bank from any claims, actions, losses, damages, or costs (including legal costs on a full indemnity basis) made against or incurred by the Bank in connection with this Promotion. 
22. This is only an extract. For full terms and conditions of PostLine Fund Transfer, please refer to www.abnamro.com.sg.

^# Terms and Conditions for "Withdraw & Redeem" Promotion

1. The “Withdraw & Redeem” Promotion is valid from 20 Aug to 31 Oct 2008.
2. Only PostLine accountholders whose accounts are in good standing (“Participants”) are eligible to participate in this Promotion.
3. To qualify for this Promotion, the Participant must make a minimum single withdrawal of S$800 from 20 Aug to 31 Oct 2008, and SMS in by 31 Oct 2008. The minimum amount must be withdrawn via PostLine ATM Card, by issuing a PostLine cheque, or by transferring funds from PostLine account to your accounts with other banks.
4. Fund transfers, flexible repayment plan repayments, payment of annual membership fees, interest, goods and services taxes, late payment fees, and any other form of service/miscellaneous fees will not be considered as qualifying transactions eligible for the Promotion.
5. Upon making the minimum withdrawal, PostLine accountholder will have to SMS to 9828 8366 by 31 Oct 2008 in the following format: WNR <space> Name of PostLine Accountholder <space> NRIC <space> Amount withdrawn
6. Each Participant is only entitled to one redemption gift, regardless of the total amount withdrawn from the PostLine account.
7. The redemption letter will be issued to successful Participants within 20 working days from the date of the Bank’s receipt of the Participant’s SMS.
8. The redemption gift is not exchangeable for cash, credit or kind. Redemptions are on a first-come-first-serve basis.
9. The Bank is not an agent of the merchant listed in this Promotion and will not be responsible for the quality, merchantability or fitness for purpose of the gift featured in this Promotion. Any dispute must be resolved directly with the merchant.
10. The Bank will not be responsible or liable to the Participant for any loss, cost and/or damages of any kind resulting from the participation of the Participant or use of the gift featured in this Promotion.
11. The Participant shall indemnify the Bank from any claims, actions, losses, damages, or costs (including legal costs on a full indemnity basis) made against or incurred by the Bank in connection with this Promotion.
12. ABN AMRO and the merchant reserve the right to vary the terms and conditions of and to suspend or terminate this Promotion at any time without prior notice or liability to the Participant.
13. Terms and Conditions governing ABN AMRO PostLine Accounts continue to apply.

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